Choosing surrogacy is a decision fraught with challenges for couples in Chicago (Illinois). It’s widely acknowledged that embarking on this life-changing journey can be a strenuous and demanding process, one that rigorously tests the resilience and determination of aspiring parents.
Therefore, in addition to arming oneself with strength, love, and patience to face the obstacles that may arise along the way, it’s also necessary to be financially prepared for the whole process.
While the high costs associated with surrogacy are comprehensible regardless of the chosen destination, many intended parents often wonder where they can find opportunities to save money during the process.
In this article, we present a selection of the best destinations to make surrogacy more affordable, taking into account the advantages and disadvantages of each country.
1. Colombia
Colombia has emerged as a premier choice for surrogacy, renowned for its inclusive, accessible, and affordable options. Family Aims, a highly respected international surrogacy agency, offers exceptional support to intended parents from various countries, managing their stay and handling legal and clinical procedures in Colombia. Their commitment to keeping costs in line with the initial budget agreed upon at the start of the surrogacy process sets them apart, ensuring a smooth and financially manageable experience for all involved.
The exceptional reputation of Babynova Clinic by Novafem, an affiliated clinic with vast expertise in assisted gestation, adds further credibility to the remarkable experience provided.
Waiting lists for surrogacy in Colombia are offering 2 to 3 months longer, that’s short compared to other clinics around the world. This is an advantage for parents who want to start the process as soon as possible.
Furthermore, the shorter waiting period in Colombia not only aids in minimizing the overall cost of surrogacy but also makes it an appealing option for individuals seeking greater accessibility and affordability. The cost of surrogacy in Colombia starts at $65,000 USD.
2. United States
Despite being one of the countries with a thriving surrogacy industry and housing expert agencies and specialized clinics, surrogacy treatments in the United States can be financially burdensome for foreigners. Additionally, foreign intended parents often face the challenge of obtaining a specific visa, which can be expensive or, in certain cases, completely unattainable depending on their nationality.
Surrogacy within the United States can be an expensive option, even for residents who have to navigate interstate moves. The absence of standardized regulations for surrogacy across the country leads to additional costs associated with these relocations, ultimately contributing to an increase in the overall surrogacy budget.
It is crucial to consider that, apart from visa costs and complying with state legislation requirements, the number of attempts included in each surrogacy plan and the need for additional tests can significantly contribute to a substantial increase in expenses.
It is crucial to keep in mind that the costs for surrogacy can potentially surpass 200,000 USD, and this amount may increase based on the chosen surrogacy method and the number of attempts included in the process.
3. Georgia
Surrogacy in Georgia is affordable, but you must know that this treatment is only for heterosexual couples with more than one year of relationship.
Georgia offers affordable surrogacy options; however, it’s important to note that this treatment is exclusively available to heterosexual couples who have been in a relationship for at least one year. The base cost of surrogacy in Georgia is 55,000 USD. Nevertheless, the recently enacted legislation in 2024 prohibits surrogacy for foreigners, thus restricting access to this treatment to same-sex couples and foreigners who opt for surrogacy within the country.
Considering the current restrictive legislation in Georgia, which imposes various complications even for the country’s residents, this destination may be a viable option in terms of legality but proves to be challenging for those interested in accessing surrogacy services.
4. Cyprus
Affordable surrogacy options are available in certain European countries for their residents. For instance, Cyprus is known for its specialized clinics that offer surrogacy procedures at prices around 65,000 USD, making it an appealing destination for individuals seeking more budget-friendly surrogacy options in Europe.
Nevertheless, the high demand for surrogacy procedures coupled with a small local population results in limited candidate availability. As a consequence, there is often a need to expand the search beyond the country’s borders to find suitable surrogates to carry out the procedure.
As a result of this restriction, foreigners who seek to become gestational carriers are required to travel to a different country to give birth to the newborn. This, in turn, raises the costs, risks, and legal fees associated with the surrogacy process.
Moreover, the paperwork required for intended parents without European nationality is extensive, leading to additional expenses to access specific services and facilitate unrestricted movement during the surrogacy procedures.
Consequently, surrogacy in this country necessitates meticulous financial planning as an essential factor to consider.
5. Mexico
Mexico is one of the few Latin American countries that allows surrogacy, but regulations are only clear in a few states.
This implies that those interested must travel to these regions to perform the procedure, or give it a try in some other state with the uncertainty of the legal process.
In addition, the increase in demand for this service and legal limitations in the rest of the country make the process more expensive, around 55 000 USD, and unlike other surrogacy places, the staff is not always specialized.
Moreover, obtaining the necessary documentation for the baby can be compromised due to legal limitations in certain states where surrogacy is not fully legalized. This situation leads to increased expenses due to the need for additional documentation and potential transportation complications.
For residents residing in proximity to states where surrogacy is permitted, the absence of specialized training in certain healthcare facilities can introduce complexities for foreign parents traveling to these states for the first time. This lack of training raises concerns regarding the availability of necessary social security guarantees, unlike what is offered in other countries.
Despite surrogacy being allowed in the indicated states, the demand for this procedure there is usually quite low as they are not tourist destinations, and don’t have great economic investment, which may dissuade foreigners from choosing this destination as the ideal one for surrogacy.
Affordable prices for residents of Chicago (Illinois)
Many couples do not dare to skimp on expenses when they wish to have a family, because it’s the most beautiful project they can make together.
Nonetheless, it is crucial to develop a well-thought-out plan and be prepared for any obstacles that may arise, potentially causing complications for individuals involved and impacting their emotional and financial well-being.
Therefore, although there are many options for surrogacy, it is important to choose wisely and look at the bigger picture beyond choosing the destination that offers the best prices. You should think about which offers the best opportunities to achieve the dream of having a child if you live in Chicago (Illinois).